Staking & Compounding Predictor
Calculate your staking rewards with compounding. Factor in network inflation and lock-up to find your real yield.
Adjust the inputs — results update instantly.
Crypto staking lets you earn passive income by locking up proof-of-stake tokens to help validate transactions on the blockchain. In return, the network pays you staking rewards — typically expressed as an Annual Percentage Yield (APY).
But APY alone is misleading. Network inflation dilutes the value of your rewards if everyone is staking. And compounding frequency dramatically affects your final returns. This calculator shows you the real picture.
How it works
Enter your staked amount in USD and the annual APY offered by your chosen network. Set the network inflation rate — this is the rate at which new tokens are created, which dilutes your purchasing power. Enable auto-compound and choose how frequently rewards are compounded (daily compounding significantly outperforms monthly over time).
The calculator uses the compound interest formula: A = P(1 + r/n)^(nt) where r is the annual rate, n is compounding periods per year, and t is time in years. Real yield subtracts network inflation from nominal APY. The chart compares compound vs simple rewards over your chosen time horizon.