All Calculators

Free Financial Calculators

Free tools for Canadians — tax planning, retirement, crypto, mortgages, side hustle income, and more. No sign-up required.

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Canadian Tools

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TFSA Contribution Room
Calculate your exact TFSA room since 2009 based on your age and withdrawals.
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Provincial Income Tax
Federal + provincial tax for ON, BC, AB, QC and 7 more provinces. 2026 brackets.
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GIC Rates Tracker
Compare GIC rates at TD, RBC, BMO, EQ Bank, Oaken and more. Sorted by best rate.
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Bank of Canada Rate Tracker
Full BoC rate decision history with mortgage payment impact calculator.
TFSA vs RRSP
Which account wins for your income level and retirement timeline?
FHSA Calculator
First Home Savings Account — maximize your $40,000 tax-free contribution room.
Canadian Mortgage
Monthly payments, amortization, and total interest with live BoC rates.

F.I.R.E. & Retirement

Time to Retirement (FIRE)
How many years until you reach financial independence? Based on your savings rate.
Net Worth Tracker
Track assets vs liabilities and project your net worth over time.
Latte Factor Visualizer
See how small daily expenses compound into massive long-term wealth loss.
FIRE Progress Tracker
Track how far you are from your FIRE number with a live progress bar.

Crypto & DeFi

DCA Simulator
Backtest dollar-cost averaging into any asset with real historical data.
Staking & Compounding
Project staking rewards over time with compound interest and reinvestment.
Impermanent Loss
Calculate IL risk when providing liquidity to AMM pools like Uniswap.
Mining Profitability
Compare ASIC miners — profit per day, electricity cost, ROI payback period.

Side Hustle & Freelance

Freelance Hourly Rate
Calculate the minimum rate you must charge to hit your income target.
Marketplace Fee Calculator
Etsy, Amazon, eBay, Shopify — see your actual take-home after all fees.
Business Structure Tax Estimator
Sole prop vs corporation — which saves more tax at your income level?

Fiat & FX

Currency Converter
Live exchange rates for 170+ currencies with 30-day charts.
Cost of Living Arbitrage
Compare living costs between cities and find where your money goes further.
Purchasing Power / Inflation
How much has inflation eroded your money since any given year?
US Mortgage Calculator 🇺🇸
Monthly payments, PMI, total interest, and amortization schedule.

All calculators are free. No sign-up required for basic use.

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