Compare the highest HISA rates available today. Sorted by highest rate first.
✓ Rates verifiedLast updated June 10, 2026· Updated weekly
Bank
Account
Interest Rate
Min Balance
Notes
Neo FinancialBest Rate
Neo Money Account
4.00%
None
No minimums
Wealthsimple
Cash Account
4.00%
None
Premium plan earns more
BMO
Smart Saver Account
3.75%
None
Minimum balance may apply
EQ Bank
Savings Plus Account
3.75%
None
No monthly fees, no minimums
Oaken Financial
Oaken Savings Account
3.50%
None
Division of Home Trust
KOHO
KOHO Savings
3.00%
None
Up to 5% on eligible plans; plan fees apply
Tangerine
Savings Account
1.00%
None
Promo rates available for new clients
Simplii Financial
No-Fee Savings Account
0.10%
None
Promo rates for new deposits
Scotiabank
Momentum PLUS Savings
0.05%
None
Bonus rate for 90-day periods
CIBC
eAdvantage Savings Account
0.01%
None
Standard rate
RBC
High Interest eSavings
0.01%
None
Standard rate — promo rates vary
RBC
High Interest eSavings
0.01%
None
Standard rate — promo rates vary
TD Bank
TD eSavings Account
0.01%
None
Standard rate — promo rates vary
Bank
Account
Interest Rate
Min Balance
Notes
EQ BankBest Rate
TFSA Savings Account
3.75%
None
Tax-free growth
Oaken Financial
TFSA Savings Account
3.50%
None
CDIC insured
Bank
Account
Interest Rate
Min Balance
Notes
EQ Bank
RSP Savings Account
3.75%
None
Tax-sheltered growth
Bank
Account
Interest Rate
Min Balance
Notes
National Bank
Total Chequing Account
0.01%
None
Standard savings interest
Disclaimer: Rates shown are for informational purposes only and may differ from current advertised rates.
Always verify directly with the bank before opening an account. Promotional rates are time-limited and subject to conditions.
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