🇨🇦 Canadian Calculators
Canadian Income Tax Calculator 2026
Federal + provincial income tax estimate for all 10 provinces. Enter your employment income to see your marginal rate, effective rate, and take-home pay.
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RRSP contributions reduce taxable income.
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Income Tax FAQs
Federal brackets for 2026: 15% on income up to $57,375 · 20.5% on $57,375–$114,750 · 26% on $114,750–$158,519 · 29% on $158,519–$220,000 · 33% above $220,000. The basic personal amount (non-refundable credit) is approximately $16,129.
The marginal rate is the rate on your last (highest) dollar of income. The effective rate is your total tax divided by total income — it's always lower than marginal because your first dollars of income are taxed at lower rates.
Yes. RRSP contributions are deducted from income before tax is calculated, saving you roughly your marginal tax rate on every dollar contributed. For example, at a 43.41% marginal rate (Ontario, $90K income), a $10,000 RRSP contribution saves ~$4,341 in tax.
Estimates use 2026 bracket and BPA figures. Actual tax may differ due to CPP/EI deductions, other credits, and investment income. Always consult a tax professional or use CRA filing software for precise figures.