🇺🇸 US Mortgage Calculator
US Mortgage Calculator 2026
Calculate your monthly payment, PMI, amortization schedule and compare current rates from Wells Fargo, Chase, Bank of America, Rocket Mortgage and more.
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Loan Type
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/ month
Total Interest
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PMI (annual)
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Total Cost
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Principal
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Amortization Schedule
| Year | Payment | Principal | Interest | Balance |
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Current Rates — US Lenders
Indicative rates — verify on lender's site| Lender | 30-yr Fixed | 15-yr Fixed | 5/1 ARM | Action |
|---|---|---|---|---|
| Wells Fargo | 6.490% | 5.740% | 5.990% | |
| Chase | 6.615% | 5.865% | 6.115% | |
| Bank of America | 6.490% | 5.740% | 5.990% | |
| Citibank | 6.365% | 5.615% | 5.865% | |
| US Bank | 6.615% | 5.865% | 6.115% | |
| Rocket Mortgage | 6.865% | 6.115% | 6.365% | |
| loanDepot | 6.739% | 5.989% | 6.239% | |
| PNC Bank | 6.490% | 5.740% | 5.990% | |
| Ally Bank | 6.365% | 5.615% | 5.865% | |
| Truist Bank | 6.615% | 5.865% | 6.115% | |
| Better Mortgage | 6.490% | 5.740% | 5.990% | |
| Navy Federal CU | 6.240% | 5.490% | 5.740% |
Rates are indicative, derived from CFPB market data for borrowers with 740+ credit score and 20% down. FHA: 3.5% min down. VA: 0% for eligible veterans.
Updated Jul 13, 2026.
Always confirm with the lender.