Compare the highest HYSA rates available today. Sorted by highest rate first.
✓ Rates verifiedLast updated June 7, 2026· Updated weekly
Bank
Account
Interest Rate
Min Balance
Notes
CIT BankBest Rate
Platinum Savings
4.55%
APY
None
Requires $5,000 min balance
SoFi
SoFi Savings
4.50%
APY
None
Requires direct deposit for top rate
Synchrony Bank
High Yield Savings
4.40%
APY
None
No minimum balance
Barclays
Online Savings Account
4.35%
APY
None
No fees, no minimums
Marcus by Goldman
Online Savings Account
4.10%
APY
None
No fees, no minimum balance
Ally Bank
Online Savings Account
4.00%
APY
None
Buckets & boosters, no minimums
American Express
High Yield Savings
4.00%
APY
None
No fees, FDIC insured
Discover Bank
Online Savings Account
4.00%
APY
None
No monthly fees
Capital One
360 Performance Savings
3.80%
APY
None
No fees, no minimums
Bank
Account
Interest Rate
Min Balance
Notes
Bank of AmericaBest Rate
Advantage Savings
0.01%
APY
None
$8/mo fee
Chase
Chase Savings℠
0.01%
APY
None
$5/mo fee waivable
Citibank
Citi Savings
0.01%
APY
None
Monthly fees apply
US Bank
Standard Savings Account
0.01%
APY
None
$4/mo fee waivable
Wells Fargo
Way2Save Savings
0.01%
APY
None
$5/mo fee
Disclaimer: Rates shown are for informational purposes only and may differ from current advertised rates.
Always verify directly with the bank before opening an account. Promotional rates are time-limited and subject to conditions.
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